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What are the main interest rates in Peru and how do they affect consumers and businesses?
In Peru, the main interest rates include the interbank interest rate (TREA), the active interest rate (for loans) and the passive interest rate (for deposits). These rates affect consumers and businesses in terms of borrowing costs, earnings on deposits, and ability to repay. Changes in interest rates can influence consumption, investment, and overall financial stability.
What measures have been taken to prevent money laundering in the technology and startup sector in Chile?
Chile has implemented specific regulations to prevent money laundering in the technology and startup sector, including the identification of investors and due diligence in transactions to avoid misuse of funds in illegal activities.
How is the figure of concubinage regulated in Ecuador?
Concubinage in Ecuador refers to the coexistence of a couple without being legally married. Although it does not create a marriage bond, the legislation recognizes certain rights and obligations of cohabitants, especially in cases of common children. However, these rights may be different than those of legally married spouses.
What are the labor regulations regarding the length of the working day and overtime pay in Guatemala?
In Guatemala, the length of the working day is regulated by the Labor Code, which establishes a maximum limit of 8 hours of work per day and 44 hours per week. Hours worked beyond this day are considered overtime and must be paid at a rate higher than the normal wage. Overtime payment rates are determined by labor legislation.
What is the procedure to apply for a tourist visa for Peru?
To apply for a tourist visa for Peru, you must submit an application at the Peruvian embassy or consulate in your home country. You will need to provide a letter of invitation (if applicable), a travel itinerary, financial documents, and pay a consular fee. The duration of the tourist visa varies depending on the country of origin.
How can I obtain a certificate of no arrears of social security contributions in Peru?
To obtain a certificate of non-debt of social security contributions in Peru, you must go to the entity in charge of social security, such as the Pension Normalization Office (ONP) or the Pension Fund Administrator (AFP). You must submit the application, pay the appropriate fees, and provide the required documentation to obtain the certificate.
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